Author: Jocelyn

As winter melts into spring, businesses face a variety of weather-related challenges, one of the most significant being the threat of flooding. Spring showers, combined with melting snow and ice, can create dangerous conditions for businesses, particularly those in flood-prone areas. While heavy rainfall is a common cause of flooding during this time, an often-overlooked… Read more

As the winter snow melts and the days grow longer, businesses often find themselves entering a season full of renewed activity and opportunity. Spring brings with it a fresh start, but it also introduces unique challenges that can impact daily operations. From unpredictable weather patterns to seasonal risks such as flooding and storms, this time… Read more

Running a business comes with its fair share of challenges, and one unexpected disruption can throw everything off track—especially a power outage. Whether due to severe weather, equipment failure, or grid issues, power outages can impact your ability to operate efficiently, causing delays, lost revenue, and frustrated clients. The good news? With the right preparation,… Read more

Ice storms can be deceptive in their beauty, coating trees and landscapes with a dazzling glaze, but their destructive power can be devastating, especially for small businesses. From immediate hazards to long-term logistical disruptions, ice storms have a far-reaching impact that businesses must prepare for. In this post, we’ll explore the consequences of ice storms,… Read more

Hurricane Helene swept through the southeastern United States, leaving behind catastrophic flooding in North Carolina and Tennessee. The historic rainfall triggered massive floods that submerged homes, businesses, and entire communities. As North Carolina and Tennessee face the aftermath of this natural disaster, understanding what to expect and how to navigate the recovery process is essential… Read more

Flooding is one of the most common and devastating natural disasters, posing a significant threat to small businesses. According to the Federal Emergency Management Agency (FEMA), 40% of small businesses do not reopen after a disaster, and another 25% fail within a year. The increasing frequency and severity of floods, fuelled by climate change, make… Read more

For small businesses, financial preparedness is more than just balancing the books—it’s about ensuring resilience in the face of unforeseen emergencies. From natural disasters to economic downturns, the ability to weather the storm often hinges on proactive financial planning. In this comprehensive guide, we explore the importance of financial preparedness for small businesses and outline… Read more

Tornadoes are among nature’s most terrifying and destructive forces. Their sudden and unpredictable nature makes them a significant threat to life and property, especially in regions prone to severe weather. While advanced warning systems have improved over the years, having a safe haven during a tornado strike remains crucial. In this article, we delve into… Read more

As Hurricane Preparedness Week approaches, the looming spectre of nature’s fury serves as a stark reminder of the Atlantic hurricane season’s destructive potential. For small businesses, the stakes are particularly high. Unlike their larger counterparts with ample resources, small businesses often lack the financial cushion to weather the aftermath of a devastating storm. However, with… Read more

As small business owners, safeguarding our hard-earned assets is paramount. In today’s unpredictable business landscape, unforeseen events can disrupt operations and threaten financial stability. Having a robust emergency plan is essential. One crucial aspect of this plan is investing in comprehensive insurance coverage. In this guide, we explore why proper insurance coverage is essential for… Read more