Category: Uncategorized

Real-World Case Study: Tornado Warning Hits a Regional Daycare On an ordinary weekday afternoon in rural Ontario, a tornado warning was issued at 2:42 p.m.—precisely when parents were arriving to pick up their children from daycare. Inside the small facility, 19 children were on site, cared for by 4 staff members, while multiple parents entered… Read more

As temperatures rise globally, extreme heat events are becoming more common, intense, and longer-lasting. While the health and environmental consequences of heat waves are well-publicized, one often overlooked area of vulnerability is the impact on small businesses—particularly when heat events trigger extended power grid failures. The convergence of these hazards poses a significant threat to… Read more

Each year, hurricane season casts a long shadow over the United States, especially along the Gulf Coast and Eastern Seaboard. For small business owners, the threat of a direct hit from a hurricane isn’t just a weather concern — it’s a high-stakes financial risk that can jeopardize everything you’ve built. The true cost of hurricane… Read more

Emergency-Proofing Your Finances: How SMEs Can Structure for Stability and Resilience Running a small or medium-sized enterprise (SME) comes with its fair share of uncertainties—from economic downturns and supply chain issues to natural disasters and cyber threats. In fact, according to the U.S. Small Business Administration, approximately 40% of small businesses never reopen after a… Read more

Your Building Needs a Spring Checkup—No Matter Who Owns It As spring arrives, it’s the ideal time to inspect, clean, and prepare your business for the warmer seasons ahead. But not all brick-and-mortar businesses have the same responsibilities—some own their buildings, while others lease or rent their space. Regardless of your situation, seasonal maintenance is… Read more

Train Your Staff to Be Emergency-Ready When it comes to emergency planning, having a written procedure is a critical first step—but it’s not enough. The real strength of your emergency preparedness lies in how well your team understands, remembers, and can act on that plan under pressure. In a crisis, panic and uncertainty can derail… Read more

Build Your Emergency Supply Stash Before It’s Too Late We talk a lot about emergency plans—and for good reason. But when an emergency actually strikes, it’s often the supplies you have on hand that make the biggest difference in keeping people safe and your operations running. Whether it’s a hurricane, power outage, fire, or any… Read more

Hurricane season officially runs from June 1 to November 30, and for small businesses, early preparation is not just a best practice—it’s a critical part of business continuity. A severe storm doesn’t just threaten physical property; it can disrupt supply chains, damage your reputation, and put employees at risk. The good news? A few proactive… Read more

As winter melts into spring, businesses face a variety of weather-related challenges, one of the most significant being the threat of flooding. Spring showers, combined with melting snow and ice, can create dangerous conditions for businesses, particularly those in flood-prone areas. While heavy rainfall is a common cause of flooding during this time, an often-overlooked… Read more

As the winter snow melts and the days grow longer, businesses often find themselves entering a season full of renewed activity and opportunity. Spring brings with it a fresh start, but it also introduces unique challenges that can impact daily operations. From unpredictable weather patterns to seasonal risks such as flooding and storms, this time… Read more